S4 wishes all personal account advocates a Happy New Year. We are still working hard in Washington and across the country to continue the momentum for personal accounts. A lot of progress was made in the last year, but a lot of work is still to be done. As we start a new year it is important to note that every year politicians wait for reform costs our generation $160 billion. That is a steep price tag, and one of the reasons we aren't going away.
