The American Academy of Actuaries launched a new Social Security reform game yesterday.  The game is appropriately named "The Social Security Game."



They say: "Try your hand at Social Security reform.  Can you solve Social Security's financial problems? Play the game to explore options for Social Security reform and their impact on the program's solvency."

I played and...I solved it!  I fixed it with personal accounts!  All it took was investing a portion of the trust fund in the market and making benefit adjustments.

Now one might be tempted to go into the politics of their formulas.  For example, they don't compute personal accounts as part of the solution as all (which is wrong and I think that this is part of the problem!).

But perhaps they just did it to make the game simple.  Or perhaps there is a secondary agenda.  Either way, it does prove one thing: fixing Social Security is easy!  It just requires a lot of political leadership.  That's the hard part!

Try it for yourself.