Russell Bailyn, a young wealth manager and blogger, has come out with his book Navigating the Financial Blogosphere, a wonderful introduction to personal finance.  The book (which you can see on his blog) covers a variety of topics such as building credit, paying for school, and picking mutual funds, though the most important chapter is about...Social Security, of course! 

There are three great things about this book.  First, Mr. Bailyn keeps it simple.  He explains the difference between 401(k) and 403(b) plans, for example, without the technical jargon or dry details one might expect of a personal finance book. 

Second, he directs you to relevant Web sites so that you can get further information without any additional cost.  Want to find out which credit card is best for you or which bank has the best interest rates?  Bailyn tells you which sites to visit.

Which brings me to the third reason this book is great: The chapter on Social Security lists the S4 site as one of four "Web Hot Spots" for learning more about the issue.  Bailyn, who believes that a protected account is "the only solution currently on the table that makes sense," writes:

S4...is a site created by students for students to spread the word about how Social Security issues affect them.  As I mentioned in the first part of the chapter, younger workers will ultimately shoulder the burden of national debts, Social Security and otherwise, more than workers nearing retirement.